Firstly, Thank you for the download and your support for this application, called MOPFO.
This is my first Windows Phone's Application and I hope it serve you well. If not, please let me know so that I can improve and create better application for you to use.
Also, please check out http://cyberphonewp.blogspot.com/, this is my central blog for all my Windows Phone Apps and Games.
Let just jump straight to the point on how to use MOPFO to assist you.
I know for a fact that any bookkeeping is a pain….. Especially when it is personal finance tracker/organiser….. Yet, you wish there is some simpler method to record your transactions, remind you to pay the bills or salary that is scheduled to receive and some quick method to show you where all your money goes in a glance.
Well, I do and I have created a simple application to do just that. This is just the first version and I wish to continue enhancing this application further…… |
Creating/Logging an Expense/Income.
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First, find the main grouping category that you wish to lodge an expense transaction by either scroll up or down. When you find what you wanted then tap on either the “+/-“ sign or words as show on Figure 1.0 on the left. In figure 1.0 as an example, we choose "Daily Living" main category, when we tap on the category it will expand with more options. These are more detailed category and we want the ability to not only report on the general expense category but also able to go on level deeper.
For this demo purpose, we choose "Daily Living" category and it has the following sub categories in figure 1.1: |
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| Figure 1.0 |
| 1) Groceries
2) Personal Care
3) Coffees/Teas/Drinks
4) Clothing/Shoes
5) Discretionary
6) Personal supplies
7) Dry cleaning
8) Cleaning supplies/services
9) Household supplies
10) Meals
11) Miscellaneous |
Note: All sub categories has a Miscellaneous option except Miscellaneous main category itself…….. |
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| Figure 1.1 |
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| Figure 1.2 |
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For this demo, we'll choose the "Groceries" sub category as shown on Figure 1.2.
Once you have tap on the desire sub category, we can now lodge an expense transaction as shown in figure 1.3.
As shown in figure 1.3, it depends if you are lodging a committed transaction or a pending transaction. As the name implied, committed transaction is a finance transaction that is already committed/occurred and the pending transaction is when you have received a bill and yet to pay it as it’s not due yet.
For a committed transaction, you can then have another choice as if this transaction is likely to recur?
Please note that only some of the Expense categories have recurrence option. |
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| Figure 1.3 |
| First scenario is to lodge a committed transaction for both Expense and Income:
A: This is like a switch to toggle between a committed or pending transaction. Green means Committed transaction and Red will trigger this as a pending transaction as shown in figure 1.5 below.
B: This is where you choose the fund where you going to or paid using the specified Account/Credit Card/Debit Card or here we call it funds.
Tap on it for more options, if there is more than 3 funds setup then it will display a full screen.
C: The date that the transaction took place or forecast to take place.
D: The dollar amount this transaction is for.
E: This is where if you want to enter some note about the expense/income.
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| Figure 1.4 |
| F: The bill’s reference number, if you wish to enter any.
G: The receipt number for expense/income.
H: If you wish to group this transaction. For example, if you want to group the transaction for business and then reimburse it later, you can create a group for this, please keep it short and simple. Tap on the I button to add new groups, than enter a new group name as shown in figure 1.6. Tap on the tick button to save.
J: Tap on the Save Icon to save the transaction. If you choose the pending transaction, it will then create an alert in the Alerts section in the main section. The alert will only populate when if the transaction is due or one day before due.
K: To cancel/abort this screen and jump back to the main section.
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| Figure 1.5 |
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| Figure 1.6 |
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| Second scenario, to save an transaction that has recurrence capability: |
Everything still the same as saving a normal transaction, except, that when the category has a recurrence option, you must have a committed expense/income toggle to Green.
For this example, we’ll use Registration category and choose the sub category of Vehicle. Please refer to figure 1.7.
This category has recurrence option. Here we are going to lodge an expense for this and also create a recurrence for this, the registration for a vehicle due every 6 months for the amount of $800.00 for the car rego number: fgh6124. |
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| Figure 1.7 |
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Once you have entered all the necessary information for this expense, scroll to the bottom and then tap on the checkbox "Recurrence expense?" option as shown in Figure 1.8.
Once you have tap on the checkbox, it will automatically shows you more options that relates to creating a recurrence expense. This is the same as for Income.
Once you have tap on the recurrence expense option, the saving option at the bottom also changed. The two added options, the first is to save the entered transaction and also create a recurrence for this, the final one is just to create a recurrence only as shown in figure 1.9. |
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| Figure 1.8 |
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J: Enter a recurrence title for your reference.
K: Enter a start date for this recurrence.
L: Enter the expire date for this recurrence. Basically enter the start and end date for the entered recurrence.
M: Choose a occurrence period for this recurrence.
You have the option of:
1) Once,
2) Weekly,
3) Fortnightly,
4) Monthly,
5) 3 monthly.
6) 6 monthly,
7) Yearly. |
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| Figure 1.9 |
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As mentioned before, you can either save the the transaction and create recurrence (Tap on M) or just save the recurrence only (Tap on N).
When you create a recurrence for this, it will create an alert when it is about to due.. one day before to be precise. Both the expense and income has the same principle, it might look different but it works the same. |
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What is a pending transaction in MOPFO?
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Pending transaction, as it name suggested, a transaction that is yet to be committed (Not Paid or Received). This transaction type can be generated in two ways. Firstly, as you have received a Bill, yet to be due and you do not want to pay it until it’s near or due or when you are notified that incomes to be receive and not physically received. You can create a pending transaction entry for this, it will create you a reminder as an alert (Alert section) when the date specified is close to due.
The second method is when you create a recurrence transaction for either expense or income. When the application detected the specified date is close to due (one day before to be precise), it will create an alert for you to remind you of it, as soon as you tap on it, it will create the recurrence alert to a pending transaction/alert. You can also delete the pending transaction if you wish or when it is no longer valid.
The following demonstrate how to create a pending transaction manually (Not an application generated from recurrence transactions).. |
1. Tap on the toggle box (Should show red colour) as shown in figure 2.0.
2. Enter information as per usual. All the fields are the same, the only difference is that the recurrence option will be removed and thus the saving option related to the recurrence will also be removed.
3. Tap on save button a prompt message will appear to inform you that it will create a pending transaction and also create an alert as shown in figure 2.1 below.
4. That's it!!!!!! Simple. |
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| Figure 2.0 |
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| Figure 2.1 |
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Alerts.
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Alert section (Figure 4.0) in the main screen is design to create reminders to inform you of a transaction is going to occur and/or might have occurred and its overdue.
They are two type of alerts, the first is for any pending transaction (Bills) or scheduled recurring transaction for both expense and income.
Please note that when a recurring transaction appears in the Alert section, as you tap on the item, it will transform to a pending transaction (Figure 4.1). You'll notice the icon changes as well. |
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| Figure 4.0 |
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| Figure 4.1 |
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Options.
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There are many other functions within the application, you can find them all in the Options section in the main screen.
They are three sub sections, 1. Reports, 2. Accounts, and 3. Others.
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Reports section: Monthly Transaction List
But first, let us dive in the Reports section (Figure 5.0).
This section will provide you some report of your expenses and incomes. Only the Transactions report will allow you to see the incomes details.
Transaction report is actually a listing of all your transactions within a given month. When you tap on this option, the first screen that you'll see is the Criterion page as shown in figure 5.1.
By default it will show you the current month (A), you can change the month by taping on the field.
The B and C field are for further filtering the result of the report. Example, if you wish to see only transactions related to a particular credit card, just tap on the B field and select your desire fund. This is also true for the Group C.
The final last two fields at the bottom (D and E) will show you a total summary of both expenses and incomes.
Please remember to tap on the "Show transactions" button (F every time you change any of the criterion.
Scroll to either left or right to see the transactions as shown in figure 5.2 and 5.3 (below). You can also tap on any transaction to display the details of the transaction. |
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| Figure 5.2 |
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| Figure 5.3 |
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| Figure 5.0 |
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| Figure 5.1 |
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Reports section: Expense Chart
Second option is Chart report as shown in Figure 6.0.
This section will provide you a break down of your expenses. Showing you where are the bulk of the money are spend on.
Again when you tap on this option, the first screen that you'll see is the Criterion page as shown in figure 6.1.
By default it will show you the current month (A), you can change the month by taping on the field.
The B and C field are for further filtering the result of the report. Example, if you wish to see only transactions related to a particular credit card, just tap on the B field and select your desire fund. This is also true for the Group C.
Please remember to tap on the "Show Chart" button (F every time you change any of the criterion.
As you have already noticed that there is another option called "Filters" as shown in Figure 6.3, this is so that you can filter further to either the higher level view or the detail level view. |
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| Figure 6.2 |
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| Figure 6.3 |
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| Figure 6.0 |
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| Figure 6.1 |
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Reports section: Statistic Report
Final option is Statistic report as shown in Figure 7.0.
This section will provide you a statistic view of your expenses, showing you your weekly expenses and comparison between 3 months from and including current month.
You can only apply filters to display specified items that you wish to see as shown in Figure 7.4. You can filter further to either the higher level view or the detail level view
It is pretty self-explanatory, just scroll left or right to the view the report.
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| Figure 7.0 |
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| Figure 7.1 |
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| Figure 7.2 |
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| Figure 7.3 |
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| Figure 7.4 |
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Account section: Funds
Well, so far we can lodge transaction and report on it, so how on earth do I add more accounts/funds? How do I know how much available fund in my account?
First tap on the "Funds" option as shown in Figure 8.0, when you use this the first time (Figure 8.3), you only have the option of creating a new fund/account.
Referring to Figure 8.3, tap on the "Set this as default option?" (A) if you want this account automatically shows up as your preferred fund to use
Next, you have to let the system know if this is a credit (Credit Card) or debit (Bank Account or Debit Card) type account by tapping on the "Is this a Debit/Bank Account?" (B). Tick this if it is a Bank Account or a Debit Card account type.
Enter an Account name (C) and also put some brief description of the account so that you know what is it the "Set this as default option?" (D).
If this a Debit Account, it will only show you the Balance field (E), just enter a starting balance for the account.
If this is a Credit Account then an additional field called Credit Limit will be shown, refer to Figure 8.2 (H).
This is use in the View Balance option if you are over limit for that account.
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| Figure 8.0 |
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| Figure 8.1 |
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| Figure 8.2 |
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| Figure 8.3 |
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Account section: Balance
But of course, there is a option to view your available funds and its availability, just next to the Funds option as shown in Figure 9.0. The rest, well, it's pretty self-explanatory.
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| Figure 9.0 |
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| Figure 9.1 |
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Account section: Adjustment
Finally, what happen if you down a mistake on the amount and saved the transaction?
As you already know there isn't anyway to correct it. Thus, this option is designed to serve that purpose as shown in Figure 10.1.
As per Figure 10.0, once you tap on this option, you are able to adjust the balance sheet by creating another correction transaction to balance the workbook.
Referring to Figure 10.1, select the fund/account that you wish to adjust (A), enter the amount you wish to correct (B) and then check the "Debit (+) adjustment?" question if you wish to positive adjustment and finally the date that you want this adjustment to take place (D).
An example, I have accidentally entered $500, instead of $50 to fund Credit Card 1 as an expense. To correct this, in the Adjustment option, I will enter $450 as a debit to Credit Card 1. This will increase the fund available to Credit Card 1.
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| Figure 10.0 |
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| Figure 10.1 |
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That's all folks!!!!!
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I hope that you have enjoy using MOPFO and thank you for your support. I'm planning to create MOPFO II as a paid version, with much more functionality.
If you have any ideas or functionalities that you might want, please let me know via comments in this blog and I'll include it.
Remember, I'm creating application for you to use and enjoy... thus, help me help you to achieve it.
Again, many thanks. |
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Don't forget to put some reviews and more than happy if you can also comment in this blog.....
Remember spread the news if you are happy with this app.
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